Bad Credit Sucks: What to Do When You Don’t Know What to Do

by Jan 23, 2023Bad Credit0 comments

I know how hard it is to admit you need help. I also know how overwhelming bad credit can be. It sucks, which is why I wrote the book on the subject. Asking for help can feel like you’re admitting failure, but the truth is, it’s the first step to success. However, help can come in many forms, and my book can give you a DIY approach. Let’s take a look at the steps you can take.

Review Your Credit Report and Set Your Goals

The goal of Bad Credit Sucks is to help you start from the beginning and take all the proper steps to repair your credit. So the first step is always to review your credit report and set your goals. In my book, I take you through each step to help you obtain your credit report and understand what the elements included mean in actual human language.

Letters to Credit Bureaus

I also help you with the ways to craft letters to credit bureaus. As you might imagine, there is a right and wrong way to go about it. In this instance, I can translate actual human language into the kind of information each credit bureau needs to take action on your behalf. This will get you started on the right foot toward repairing your credit.


The life of a credit repair professional isn’t glamorous. If you’re wondering, a lot is about writing letters to various people to get the message across. I provide more letters, templates, and ideas to help you reach all the people necessary to clean up your credit.

Letters to Debt Collectors

Yep, you guessed it, even more letters. Always letters. Letters every day. Bad Credit Sucks also shares how to write letters to debt collectors to get them off your back. In the nicest way possible, of course. There is nothing worse than trying to do the right thing and still getting harassed by debt collectors, who often use pretty terrible tactics to make you feel bad about yourself. That’s not healthy for anyone.

Complaints with CFPB/Consult with an Attorney/Hire a Credit Repair Company

Of course, not every DIY credit repair story will have a “Lived Happily Ever After Ending,” so you need to know what to do next. I also share how to make complaints, consult with an attorney, or work with a credit repair company to take long-lasting action in the right ways.

Start the New Year off right by learning how to protect yourself today. Buy a copy of Bad Credit Sucks for you and anyone who needs it. (Add Amazon Link when live here)

To learn more about what to do if you don’t know where to start, sign up or schedule a time to talk to me today.

And sign up for credit monitoring here.

A message from Dale Marco:

Hi all, Dale here. I want to let everyone know that I work with credit monitoring partners as an affiliate seller. I make a commission when you sign up for these services, but I wouldn’t recommend just anyone. These are organizations I trust and use myself. My goal with my blog is always to educate, but it’s also part of my business, and I receive compensation when you use the products I recommend.

Dale Marco

Dale Marco


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