Having a bad credit score can severely slow down your lifestyle, from everything from houses to cars, to holidays and more. Not only that, it is actually more expensive to have bad credit. The lower your credit score, the less options you have and the… Read More »Here’s 9 things that suck with bad credit.
Simple; take the word “no” out of your vocabulary if the issue is credit. The answer is ALWAYS “yes”. Contingent on increasing the credit score to where ever it needs to be (+600 for FHA, 640 for USDA…). You don’t have the time to hold… Read More »How to Originate More Mortgages, How to Sell More Homes.
Following these steps could add 250+ points to your credit report! Adding points to your score is always the “how” question… well if you’re a client of ours we are already working on these steps for you, but here are the things to do! REVIEW… Read More »Follow these steps to add 250+ points to your credit report!
Find out your financial well-being Curious about where you stand with your finances? Check out this cool tool from the Consumer Finance Protection Bureau. Not happy with the results- maybe its time for you to CONTACT US. https://www.consumerfinance.gov/consumer-tools/financial-well-being/
With so much competition out there… why “us” vs. “them?” We have a lot of experience “cleaning up” after clients have started the “credit repair” process with other companies. They go to apply for a mortgage and can’t get one after paying a company for… Read More »WITH SO MUCH COMPETITION OUT THERE… WHY “US” VS. “THEM?”
How your Credit Score is calculated is the great mystery for many, but here we break it down and answer “What does all this mean?” 1 – Payment history (35%) – This is how often you pay on time. Pay a bill late, this is dropping… Read More »How Your Credit Score is Calculated
Alarming Headline about Student loan Debt states “consumers made payments of at least $3.5 million on debt they did not owe.” We receive almost daily alerts from the Consumer Finance Protection Bureau about the things happening in the finance world. Some good, some bad, some… Read More »CFPB busts Debt Collectors for Collecting on Student Loans
The Equifax Hack is the Most Dangerous Yet. You Must Act to Protect Yourself The Credit Reporting Agencies, commonly referred to as the Credit Bureaus, do not simply report on your credit worthiness. They mine for data on every American with a social security number.… Read More »The Equifax Hack is the Most Dangerous Yet. You Must Act to Protect Yourself