Buy Now, Pay Later  

Buy Now, Pay Later  

With all the financial concerns bubbling up before the New Year, you’ve probably heard about Buy      Now Pay Later (BNPL) opportunities. They’re being promoted on all kinds of purchases, big and small. But what are they, and how...
Make Your Holiday Shopping Budget   

Make Your Holiday Shopping Budget   

In a couple of days, we turn the page of the calendar to December. For many Americans, that means gift-giving season. When you do your holiday shopping, it can bust your entire annual budget. Even if you’ve been on track all year, a few extra holiday gifts can...
What is Bankruptcy? 

What is Bankruptcy? 

Bankruptcy is a scary word; we get it. But it happens and can happen to anyone for any reason. But what is bankruptcy, and how do you know if you need to declare it? What do you need to know about the processes, types, and how to avoid them when possible? Let’s...
Financial Health for Veterans

Financial Health for Veterans

This Friday, November 11th, is Veterans Day. This annual observance recognizes U.S. veterans. It’s become a time to consider the state of veteran health care and mental well-being and a way to honor those who have served the country. We can continue to honor...
13 Financial Nightmares That Can Haunt You   

13 Financial Nightmares That Can Haunt You   

Happy Halloween! What are you dressed up as this year? As always, I am putting on my mask and cape as the crusader for financial health. But as we enter this spooky night of hauntings and horrors, I know that there will be a few financial nightmares you want to avoid...
National Pay Back a Friend Day    

National Pay Back a Friend Day    

Today is National Pay Back a Friend Day! That’s right, now is the time to square up with friends or family who have loaned money to you. While today’s celebration is somewhat tongue-in-cheek, it’s essential to understand the etiquette of personal...