Credit Score

How my FICO Score is calculated

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The FICO® Score is calculated from several different pieces of credit data in your credit report. This data is grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining how your FICO Score… Read More »How my FICO Score is calculated

Credit Card Confusion

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bad credit cards? is there such a thing? I am finding there is much confusion about credit and credit cards.  This is an attempt to rectify that. First lets be clear on the two types of credit out there: 1.  Installment credit. This is credit… Read More »Credit Card Confusion