Unemployed: How to Protect Your Credit

Unemployed: How to Protect Your Credit

The 2022 job market is crazy and can mean many things to different people. Even though unemployment is low, many companies are engaging in layoffs. If you’re faced with unemployment, make sure you’re protecting yourself and your financial health. Here are...
Credit Card Mistakes to Avoid 

Credit Card Mistakes to Avoid 

Credit cards are an essential part of today’s economy. We build credit, which impacts our ability to get loans for purchases like homes or cars. But having credit cards also means using them wisely, and it can be easy to let some things fall through the cracks...
How Your Credit Score is Calculated

How Your Credit Score is Calculated

How your Credit Score is calculated is a great mystery for many, but here we break it down and answer, “What does all this mean?” 1 – Payment history (35%) – This is how often you pay on time. Pay a bill late. This is dropping your score...
Does your Credit Score need a tune-up?

Does your Credit Score need a tune-up?

Check credit!  Check your credit to check your credit score. Credit score not where you would like it to be? We advise using Credit Check Total or Identity IQ to check credit. You can easily and quickly access your credit information using the FICO (not vanguard)...