Expert Tips for Becoming a Homeowner in 2021
So in love with Emily Huddleston at Redfin! She recently authored an article on RedFin with some great tips about buying a home!
Buying a new home is one of the most exciting and stressful things.
I don’t care if it’s your 1st home purchase or your 50th; there are always quirks that make you realize what a unique process home buying is. Here are some tips for becoming a homeowner in 2021.
As one of the major milestones in anyone’s life, home buying needs some thought and attention before jumping right in. RedFin is an excellent resource for expert tips. One of their writers, Emily Huddleston, recently published an excellent article,” Expert Tips for Becoming a Homeowner in 2021″ that can be found here. Best Credit Rx is featured in this article, offering some tips from the credit repair side. As a credit repair company, we warn people about the importance of not letting someone pull your credit until you know you’re ready and you’ve checked your report yourself.
A mortgage inquiry is called a hard inquiry. It can negatively impact your credit profile and, usually, your score. Credit applications should be avoided unless you know your score and report are within the qualifying range. You do not add unnecessary damage to your credit report.
We want you to have the best score and best credit profile, so we recommend checking your credit report at Annual Credit Report.com. The score is where gauging your readiness can be a real challenge.
There are 52 FICO models and 4 Vantage, and they ALL vary. We recommend reaching out to your lender to ask them what the score difference is. We usually guess that most reports are 40 points higher than what a lender would pull. Still, unfortunately, that estimate is not always 100% accurate.
The higher the credit score – the better your interest rate can be. If your credit score is too low – you can’t qualify! Suppose you have any negative info on your report. In that case, it’s always a good idea to have a reputable credit repair company work to ensure that those items are accurate, verifiable, and timely. If you need that assistance, we can help!
Best Credit RX improves your credit score. Get a credit check. We are a credit repair company. If you are looking for the best way to repair your credit, starting with a copy of your credit report is your first step. We recommend using Best Credit Rx. We are a national company. We provide a free credit report, a copy of your credit score, or information about bankruptcy, credit repair, or identity theft. We can help you understand all these items:
- Credit Check
- Credit Rating
- Mortgage Pre-Approval
- and More
We answer your questions about:
- Credit Repair
- Identity Theft
- Short Sale
- Business Credit
We can even help you get approved for a mortgage. Best Credit Rx is an expert about the credit bureaus and credit scores (Experian, Transunion, Equifax, Innovis). Best Credit RX can help you resolve all your issues.