Make Today Your Independence Day

Make Today Your Independence Day

Happy 4th of July. Today is Independence Day for the U.S., and as we celebrate with barbeques and fireworks, it’s good to think about the meaning of independence. There’s a complicated history here in the United States, but there are some ways our freedom...
Add 250 points to your Credit Report

Add 250 points to your Credit Report

Add 250 points to your score – this is always the “how” question… well if you’re a client of ours, we are already working on these steps for you, but here are the things to do! REVIEW A COPY OF YOUR CREDIT REPORT:  Look at your...
Does your Credit Score need a tune-up?

Does your Credit Score need a tune-up?

Check credit!  Check your credit to check your credit score. Credit score not where you would like it to be? We advise using Credit Check Total or Identity IQ to check credit. You can easily and quickly access your credit information using the FICO (not vanguard)...
What if Equifax was Hacked again? 

What if Equifax was Hacked again? 

You Must Act to Protect Yourself The Credit Reporting Agencies, commonly referred to as the Credit Bureaus, do not simply report on your creditworthiness. They mine for data on every American with a social security number.  Before Equifax was Hacked – ...
Collections and Your Credit Report

Collections and Your Credit Report

Collections and Your Credit Report – Bad Debt and how does it affect your credit report? The Fair Credit Reporting Act (FCRA) is Federal law. It is evident regarding the credit bureaus’ responsibility regarding the requirements of anything they report. The...