Consumer Finance Protection Bureau (CFPB)

Consumer Finance Protection Bureau (CFPB)

We Need the Consumer Finance Protection Bureau (CFPB) The Consumer Finance Protection Bureau (CFPB) was born out of the Dodd-Frank Act.  Dodd-Frank is the legislation passed after the 2007-2008 Great Recession to reel in the big banks and Wall Street firms and...
Debt Problem? The Warning Signs

Debt Problem? The Warning Signs

Warning signs of a debt problem You may feel ‘the dark cloud of debt’ over you. Before it turns into a storm, assess your situation with guidelines that can help you avoid trouble. Do you have problems sleeping at night? Do you dread getting mail, fearing...
Collections To Pay or Not to Pay?

Collections To Pay or Not to Pay?

How my FICO Score is calculated The FICO® Score is calculated from several different pieces of credit data in your credit report.  Your FICO Score considers both positive and negative information in your credit report. Late payments will lower your FICO Score,...
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