by admin | Jan 10, 2022 | FICO
Your FICO Credit Score and FICO Scorecards Most everyone knows what a FICO credit score is; however, the different scorecards used are less known. This complicates things, but it is good knowledge to have. We know there are over 50 different FICO credit scoring...
by admin | Dec 27, 2021 | Debt Collectors
Debt collections hurt your score. It does not matter if it is a medical collection, credit card, automobile repossession. All debt collections hurt your score. A mortgage loan officer can grant some leeway to a medical collection, but only when your credit score is...
by admin | Dec 20, 2021 | Debt Collectors
Collections and Your Credit Report – Bad Debt and how does it affect your credit report? The Fair Credit Reporting Act (FCRA) is Federal law. It is evident regarding the credit bureaus’ responsibility regarding the requirements of anything they report. The...
by admin | Dec 13, 2021 | Best Credit RX
We Need the Consumer Finance Protection Bureau (CFPB) The Consumer Finance Protection Bureau (CFPB) was born out of the Dodd-Frank Act. Dodd-Frank is the legislation passed after the 2007-2008 Great Recession to reel in the big banks and Wall Street firms and...
by admin | Dec 6, 2021 | Bad Credit
Warning signs of a debt problem You may feel ‘the dark cloud of debt’ over you. Before it turns into a storm, assess your situation with guidelines that can help you avoid trouble. Do you have problems sleeping at night? Do you dread getting mail, fearing...
