The Why

 

 

Why Do You Need to Build Your Credit?

Your credit score is the essential gadget on your superhero toolbelt in today’s financial landscape. While you’re not the caped crusader, your credit score gives you all the power when you’re applying for various loans and making significant purchases.

Without a good credit score, you may not be able to achieve your dreams – live the life you dream to live. It’s incredible what three little numbers can control.

There is no shame in getting help when you need it.

Happy Clients

Why Do You Need to Build Your Credit?

Your credit score is the essential gadget on your superhero toolbelt in today’s financial landscape. While you’re not the caped crusader, your credit score gives you all the power when you’re applying for various loans and making significant purchases.

Without a good credit score, you may not be able to achieve your dreams – live the life you dream to live. It’s incredible what three little numbers can control.

There is no shame in getting help when you need it.

Credit Scores and Home Loans

Buying a home requires a lot of financial paperwork. But no matter how hard you work at getting all your ducks in a row, if your credit score isn’t up to snuff, you won’t qualify for a mortgage. Right now, you need a credit score of at least 650 to qualify for a home loan. While other mortgage programs don’t have the same requirements, they often have other conditions that need to be met.

The best way to put yourself in an excellent position to buy a home is to repair your credit score. That’s where Best Credit RX comes in. We don’t have x-ray vision, and we’re not able to leap tall buildings in a single bound, but we can work with you to get your credit score to a level that will help you build financial security for your future.

Our superpower is helping you find your superpowers.

Credit Scores and Car Loans

The Why – The current magic number for buying a new car is 661. If you could pay cash for a car, you probably wouldn’t be checking out this page, right? You could buy a used car, but that might not be the safest or most efficient option for you and your family.

So the next step is to beat your credit report into shape like Gotham’s finest fighting a slew of bad guys under cover of darkness. I’m no vigilante, but I do know what it takes to help you improve your credit so you can buy a safe and reliable car that (super)suits the needs of you and your family.

What’s a superhero without a super mobile? 

How We Work

You probably want to know how long this will take. The entire process will generally take between 4 and 7 months.

Here’s what you can expect.

Day 1

Day 1

Get Started

You’ll complete the enrollment forms and sign up for credit monitoring.

Day 2

Day 2

Welcome Call

We’ll chat on the phone to go over the details of the upcoming process.

Day 3-4

Day 3-4

Audit

We’ll complete your audit.

Day 5

Day 5

Fee

You’ll pay your $249 audit fee.

Day 6

Day 6

Processing

All of your information goes over to processors.

Day 10

Day 10

Letters

The credit bureaus generate letters and send them on your behalf.

Day 11 to 40

Day 11 to 40

Waiting

Your processing loop continues, and we wait for the result.

Day 45

Day 45

Review

Once the waiting is over, we’ll review your file to see what’s happened.

Day 46-180

Day 46-180

Analyzing

We make sure the correct information is being sent and received. We continuously review and update the data.

Day 180

Day 180

Finish Line

You’ll see the results and significant improvements.

Day 181

Day 181

Exit Interview

Day 181

We’ll do one last call to follow up on all the updates and close out your process.

Get Started Today - Sign Up

Get in Touch

Best Credit RX: Be Your Own Hero to Live the Life You Want to Live

Trending Blogs by Best Credit RX

What is Bankruptcy? 
What is Bankruptcy? 

Bankruptcy is a scary word; we get it. But it happens and can happen to anyone for any reason. But what is bankruptcy, and how do you know if you need to declare it? What do you need to know about the processes, types, and how to avoid them when possible? Let’s take a...

Financial Health for Veterans
Financial Health for Veterans

This Friday, November 11th, is Veterans Day. This annual observance recognizes U.S. veterans. It’s become a time to consider the state of veteran health care and mental well-being and a way to honor those who have served the country. We can continue to honor U.S....

13 Financial Nightmares That Can Haunt You   
13 Financial Nightmares That Can Haunt You   

Happy Halloween! What are you dressed up as this year? As always, I am putting on my mask and cape as the crusader for financial health. But as we enter this spooky night of hauntings and horrors, I know that there will be a few financial nightmares you want to avoid...

Address

70 N. College Ave, Suite #14
Fayetteville, AR 72701

Text Us

(479) 935-1505 

Skip to content