FICO Scoring Differences

FICO Scoring Differences

Why are there so many FICO score differences? Question: There is much confusion over FICO scoring differences. Why does my credit card send me a FICO score of 640, but CreditKarma shows a 580, and the auto dealership said I was a 720? Why do websites I pull my credit...
FICO Scorecards

FICO Scorecards

Your FICO Credit Score and FICO Scorecards Most everyone knows what a FICO credit score is; however, the different scorecards used are less known.  This complicates things, but it is good knowledge to have. We know there are over 50 different FICO credit scoring...
Collections To Pay or Not to Pay?

Collections To Pay or Not to Pay?

How my FICO Score is calculated The FICO® Score is calculated from several different pieces of credit data in your credit report.  Your FICO Score considers both positive and negative information in your credit report. Late payments will lower your FICO...