Phantom Debt Collectors

Phantom Debt Collectors

We recently found this great article — “Phantom Debt Collectors” by Michelle Black. What she writes about is so impactful that we are sharing it here.  You should know that credit education is a big deal to us. Take the first step, and we will...
Collections and Your Credit Report

Collections and Your Credit Report

Collections and Your Credit Report – Bad Debt and how does it affect your credit report? The Fair Credit Reporting Act (FCRA) is Federal law. It is evident regarding the credit bureaus’ responsibility regarding the requirements of anything they report. The...