Add 250 points to your Credit Report

Add 250 points to your Credit Report

Add 250 points to your score – this is always the “how” question… well if you’re a client of ours, we are already working on these steps for you, but here are the things to do! REVIEW A COPY OF YOUR CREDIT REPORT:  Look at your...
CFPB busts Debt Collectors

CFPB busts Debt Collectors

CFPB busts Debt Collectors for Collecting on Student Loans Alarming Headline about Student loan Debt states, “Consumers made payments of at least $3.5 million on debt they did not owe.” We receive daily alerts from the Consumer Finance Protection Bureau...
What if Equifax was Hacked again? 

What if Equifax was Hacked again? 

You Must Act to Protect Yourself The Credit Reporting Agencies, commonly referred to as the Credit Bureaus, do not simply report on your creditworthiness. They mine for data on every American with a social security number.  Before Equifax was Hacked – ...
Collections and Your Credit Report

Collections and Your Credit Report

Collections and Your Credit Report – Bad Debt and how does it affect your credit report? The Fair Credit Reporting Act (FCRA) is Federal law. It is evident regarding the credit bureaus’ responsibility regarding the requirements of anything they report. The...
Collections To Pay or Not to Pay?

Collections To Pay or Not to Pay?

How my FICO Score is calculated The FICO® Score is calculated from several different pieces of credit data in your credit report.  Your FICO Score considers both positive and negative information in your credit report. Late payments will lower your FICO...