Debt in Collection – how does it affect your credit report??? The Fair Credit Reporting Act (FCRA) is Federal law and is very clear regarding the credit bureaus responsibility regarding what the requirements are of anything they report. The account (trade line) must be accurate,… Read More »Debt in Collections and Your Credit Report
Let me begin by clearly stating that I am NOT an advocate of people not paying their bills. You made a purchase of a good or service you have an obligation to pay. That said, people very easily can run into a financial brick wall. … Read More »Collections. To Pay or Not to Pay?