The Fair Credit Reporting Act (FCRA) is the law passed by Congress defining your legal rights in regard to your Credit Report. Among other rights, the FCRA says:
- You must be told if information in your Credit Report has been used against you.
- You have the right to know what is in your Credit Report.
- You have the right to dispute incomplete or inaccurate information.
For more information, visit the Federal Trade Commission’s webpage about the FCRA. (http://www.ftc.gov/os/statutes/fcrajump.shtm)