What is the Fair Credit Reporting Act?

The Fair Credit Reporting Act (FCRA) is the law passed by Congress defining your legal rights in regard to your Credit Report. Among other rights, the FCRA says:

  • You must be told if information in your Credit Report has been used against you.
  • You have the right to know what is in your Credit Report.
  • You have the right to dispute incomplete or inaccurate information.

For more information, visit the Federal Trade Commission’s webpage about the FCRA. (http://www.ftc.gov/os/statutes/fcrajump.shtm)