Check credit! Check credit! That’s the song of the New Year! Check your credit to check your credit score. Credit score not where you would like it to be? The New Year is a great time to take a look at your credit score and credit report to see if you are in need of a little “tune up.” To check credit we advise using Credit Check Total or Identity IQ as you can easily and quickly access your credit information
using the FICO (not vanguard) scoring system. The Consumer Finance Protection Bureau recently posted a great checklist to help you go through the process of reviewing your credit report. Follow these steps outlined in this checklist to assure that what is on your credit report is accurate. Little things that report incorrectly can lower your credit so be sure you are looking over every aspect of your report. If something doesn’t look familiar to you… outlined are what you can do about it. Use this checklist and if have some questions – feel free to contact us and we will be happy to help you. Our consultations are free so there is no fee to review your credit report for opportunities to improve your credit score. To check out the checklist – please go to the Consumer Finance Protection Bureau published checklist which can be found HERE.
Credit Education is a very important part of our business. We want you to have the tools you need to have the credit score you desire.