Phantom Debt Collectors We recently came across this really great article — “PhantoM Debt ColleCtor” by Michelle Black of creditwrtier.com. What she writes about is so impactful that we are sharing it here as well. By now you should know that credit education is a… Read More »Phantom Debt Collectors
Repossessions BK & Judgments
Foreclosure, Short Sale Tax Liens
Student & Pay Day Loans
Debt Collections and your Credit Reports and Scores. Part 2 If you missed part 1 of this post— you can view it here. Debts in collections hurt your score. It does not matter if it is a medical collection, credit card, automobile repossession. They all… Read More »Debt Collections and your Credit Reports and Scores. Part 2
Debt in Collection – how does it affect your credit report??? The Fair Credit Reporting Act (FCRA) is Federal law and is very clear regarding the credit bureaus responsibility regarding what the requirements are of anything they report. The account (trade line) must be accurate,… Read More »Debt in Collections and Your Credit Report
Warning signs of a debt problem You may feel ‘the dark cloud of debt’ over you. Before it turns into a storm, assess your situation with guidelines that can help you avoid worse trouble. Do you have problems sleeping at night? Do you dread getting… Read More »Debt Problem? The Warning Signs – Best Credit Rx LLC
Let me begin by clearly stating that I am NOT an advocate of people not paying their bills. You made a purchase of a good or service you have an obligation to pay. That said, people very easily can run into a financial brick wall. … Read More »Collections. To Pay or Not to Pay?