Credit Scores & Score cards – Your FICO Credit Score and FICO Scorecards Most everyone has knowledge of what a…
Debt in Collection – how does it affect your credit report??? The Fair Credit Reporting Act (FCRA) is Federal law…
The Consumer Finance Protection Bureau (CFPB) was born out of the Dodd-Frank Act. Dodd-Frank is the legislation passed after the…
Warning signs of a debt problem You may feel ‘the dark cloud of debt’ over you. Before it turns into…
The FICO® Score is calculated from several different pieces of credit data in your credit report. This data is grouped…
The debt collectors break the FDCPA rules when they threaten, harass or make false statements against you. They do…
Well since you asked. NO ONE. There is no law requiring any company to report to any of the credit…
bad credit cards? is there such a thing? I am finding there is much confusion about credit and credit cards. …
I am going to attempt to simplify a VERY confusing topic. This will be an oversimplification really. If you want…
Let me begin by clearly stating that I am NOT an advocate of people not paying their bills. You made…