Does your Credit Score need a tune-up?

Does your Credit Score need a tune-up?

Check credit!  Check your credit to check your credit score. Credit score not where you would like it to be? We advise using Credit Check Total or Identity IQ to check credit. You can easily and quickly access your credit information using the FICO (not vanguard)...
CFPB busts Debt Collectors

CFPB busts Debt Collectors

CFPB busts Debt Collectors for Collecting on Student Loans Alarming Headline about Student loan Debt states, “Consumers made payments of at least $3.5 million on debt they did not owe.” We receive daily alerts from the Consumer Finance Protection Bureau...
FICO Scoring Differences

FICO Scoring Differences

Why are there so many FICO score differences? Question: There is much confusion over FICO scoring differences. Why does my credit card send me a FICO score of 640, but CreditKarma shows a 580, and the auto dealership said I was a 720? Why do websites I pull my credit...
What if Equifax was Hacked again? 

What if Equifax was Hacked again? 

You Must Act to Protect Yourself The Credit Reporting Agencies, commonly referred to as the Credit Bureaus, do not simply report on your creditworthiness. They mine for data on every American with a social security number.  Before Equifax was Hacked – ...
Phantom Debt Collectors

Phantom Debt Collectors

We recently found this great article — “Phantom Debt Collectors” by Michelle Black. What she writes about is so impactful that we are sharing it here.  You should know that credit education is a big deal to us. Take the first step, and we will help you...
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