We offer credit services for  personal & business credit

Credit repair for personal credit

Student Loan Rehabilitation / Rehabilitación de préstamos estudiantiles

Federal student loans do not apply to the statute of limitations.

They will never just go away.  If they are in default it is a major derogatory on your credit score and you cannot get a Federal mortgage (FHA, USDA...).  We can liaison with the Department of Education to get these out of default and into good standing.  We are familiar with the multitude of repayment plans offered and will work to get you into one that makes sense for you.

Mortgage Pre-Approval/
Pre-aprobación de hipoteca

The only thing we shop backwards first for is a house.

First you get pre-approved for the mortgage, then you shop.  We will work closely with your loan officer to get them the number they need you at and ensure a smooth process.

Auto Financing / Autofinanciación

With our credit repair services our results are higher credit scores.

Higher credit scores equal lower interest rates putting you in a nice car at an affordable payment.

Bankruptcies / Bancarottas

In some cases a bankruptcy makes sense, however for most it does not.

It is a 10 year stain on your credit report. One of the most impactful credit repair services that we offer --- We can keep you out of bankruptcy, or if you've been through one we can get your credit rehabilitated, getting you back on track with good credit.

Short Sales /
Banca Cortas

Short sales did not even have a code with the credit bureaus a few years ago.

The result is a credit reporting mess.  With our credit repair services we can sort that out and get it reporting right so your score quickly rebounds.

Foreclosure /
juicio hipotecario

A foreclosure is a major derogatory and it is important that it is reporting correctly on you credit report.

It is important that the right steps are taken to put the foreclosure in your past and with our credit repair services we reestablish good credit quickly.

Identity Theft/
robo de identidad

Being a victim of Identity Theft is a major source of concern.

We can help with our credit repair services so that you don't have to worry anymore.

Veteran/
Military

Member of the armed forces?

(Army, Marines, Air Force, Navy, Coast Guard)

Other Services/
otros servicios

Some of the other credit repair services that we offer are:

Charge Offs / Recargos
Collections / Colecciones
Late Pays / Tarde paga
Repossessions /Reposesiones Judgments / juicios
Tax Liens / Gravámenes fiscales
Pay Day Loans / Préstamos de día de pago


Services

Business Credit & Funding

Establish Business credit

Business credit is very misunderstood.  You may have a business credit card, but if your social security number was on the application it is a personally guaranteed credit card.  If the business runs into trouble, you are personal in trouble too.  We can put you in a step by step proven program to establish true business credit so your personal credit is never at risk and needed for your business.

obtain business funding

Most business owners think the only funding option is the Small Business Administration loan, and it is VERY hard to get.  Fact is we have at our disposal numerous sources from private investors to regional banks, and much more.

Free Consultation

No Cost - No Obligation - Free Consultation

We believe that your credit is the tool to everything you wish to purchase in life.  The problem is that each individual's credit history is different.  There is not one approach to repairing every individual's credit.  Just like a doctor does not prescribe one medicine for all patients, WE don't prescribe one solution to every individual's credit issues.  For that reason, we are happy to give EVERY individual a free credit analysis and consultation to prescribe the best credit repair remedy on the market.